Reality vs Bizarro World…or Down the Rabbit Hole

I once thought that people in positions of power, and influence were there because they just might be smart. Boy was I ever wrong. (Please forward all emails to the Easter Bunny if I offend anyone in my analysis. This article is for thinking adults only.)

Many of you that have followed my commentary on the stock market know that I have been calling for what seems like ages dire warnings that have not materialized. Some have scoffed at my clarion calls, and that’s fine. But like I’ve said over, and over again, you can’t find fault in my thesis. My timing is all that seems to be incorrect. The longer this charade goes on, the harder the fall into the rabbits hole will be. Let’s look a little deeper into this shall we?

As I stated back in 2009, and have repeated many times, all you need to know is, “Dollar down…Market up.” As of today the Dow Jones Industrial Average hit its highest level in over 3 years since the calamity in 2008. Guess what? The US Dollar just hit its lowest level in the same 3 years. Who’da thunk it? If your counter point is “but look at earnings?” Sure, however they are based on a corollary of the US Dollar weakness in world export markets, and productivity gains. In simple terms, cheap prices for our goods  compared to other countries, and getting rid of as many human workers as possible. And how is this all being accomplished? Your friendly Government, and Central Bank.

Back in August of last year I was warning that if you looked objectively into the data that companies were in serious trouble. All the programs that were enacted through various Government agencies were at a point of causing more harm than good if they continued in their present forms. e.g.: TALF, TARP, QE1, and so forth. One could make the case for their implementation, and I grant that arguments validity. What I don’t waiver on is the damage that could result from keeping these rogue market forces in place. And this my friends is being proved everyday, and is now clearly quantifiable.

In May thru August of 2010 the markets had begun to show just how vulnerable they were. As the talking heads on TV were touting that a market correction was well within reason because of the meteoric rise from the recent lows caused by the near Great Depression fall we experienced. It seemed however the powers that be didn’t agree with the so-called “Smart Crowd.” So scared, and feeling like he must have been looking into the gullet of a fire-breathing monster, the now famed “Helicopter Ben” (Fed.Chairman Ben Bernake) pulled from his scabbard not a sword, but a fire extinguishing water cannon costing $600 BILLION. Since that moment also commonly referred to as “The Jackson Hole Speech” it has been another rocket ship ride to where we are now. For the US Dollar? Well let’s just say from Benny’s helicopter the dollar wasn’t given any parachutes. It was just shown the door with the words emblazoned above, “Jump…or Else” Some would call that a double negative. But I guess we should be happy we were given a choice, right? Sure….Let’s move on shall we?

Yesterday the President announced he’s forming a commission to look into whether or not the oil markets are being manipulated. ( Warning save the emails or forward them to the Easter Bunny, this is about reality, not political sides. I don’t care who has the job.) This is just about as laughable as the statement ” We’re losing money, but we’re making it up on volume!” I mean, is there no longer reality based thinking on the planet Earth? Let’s hit a few bullet points shall we, just for chuckles.

  • Close down oil drilling in US Gulf.
  • Issue no new Oil drilling permits for months.
  • Increase regulatory requirements so punitive US companies detract from drilling or new exploration.
  • Middle East uprising topples 2 of the longest standing regimes in oil-producing countries, and threatens to spread to worlds largest.
  • US enters into its 3rd ongoing armed conflict in middle east.
  • China declares its pulling any and all oil exports from world market, and will be 100% importer only, as to satisfy its increasing needs.
  • OPEC announces not only will they not produce more, but they are cutting production.
  • Oil is traded in US Dollars globally. The more the dollar falls, the more dollars it takes to buy a barrel.
  • How much further do you want me to go? This is just scratching the surface.

Mr. Bernake since August has poured $600 Billion dollars onto the markets that has the leverage power at minimum of 10 to 1. There are numbers floated that some of the dealers that are privy to this free money are leveraging at 20 times, and higher. Just to give you an idea of the money we’re talking, that’s anywhere from 6 to 12 TRILLION DOLLARS! Remember, leverage is a bad thing we were told in all the hearings, but I guess it’s “Good News” if privy players are doing it. They’re wicked smart you know. Even though they’re the same crowd that leveraged everything up the last time. I’ll bet they’re really cautious now seeing its your tax dollars, and not their money, I mean c’mon, they must have learned something, right?

Here’s something I wrote back when this craziness all started. I feel it’s more relevant today that ever…

“Markets right themselves with pain… That’s Capitalism.

Back room manipulation to avoid pain only increases the severity of the pain to be felt down the road.”

I feel this bunny has dug himself one heck of a rabbit hole.


© 2011 Mark St.Cyr   All Rights Reserved

Fine Print, Bold Print, seems Nobody Reads Either

It seems you can’t look at an ad on TV or some advertisement anywhere without the proverbial “fine print.” But honestly, does anyone really care? No matter what you write, no matter how detailed you structure the information, people don’t care. You the company might care. You that hired the legal team to make sure you crossed every t, and dotted every i might care. But as far as your customer, the consumer of your goods. Forgetaboutit! It’s going to be sue first, maybe read it later. That’s what the lawyers are there for, regardless of how seemingly explicit you were in your cautioning.

If you’ve watched television of late, you can’t go 5 minutes without some drug company commercial telling you the wonderful benefits of their so-called miracle cure, followed by just as much time dedicated to listing all the hazards. If you listen they basically state, you can DIE, Grow Arms on the bottom of your feet, or something akin to contracting 22 other ailments by curing the one you’ve got! All this while butterflies, and smiling faces of happy people abound on the screen. Is that really all it takes these days to distract the American public? Maybe we really are in trouble.

Years back you were always warned “Beware of the fine print!” But that seems to no longer matter for any transaction. Is it because we’ve become desensitized to the warnings, the labels, the statements? Or is it because we don’t care, and assume we now have the equivalent of a lottery ticket? No matter what the labeling, if something goes wrong, we’re getting the lawyer. If we spill something hot on ourselves it’s because I wasn’t warned hot means HOT! If we decide we don’t want the cautions to apply to us, then we will just ignore them. But if our self-induced ignorance results in the injuring of ourselves then we’ll claim “Where was the warning saying, not to ignore the warning?” Sounds crazy right? Think about it a  little more is all I can say.

Oh, by the way…“The views expressed by the author, are possibly not the actual authors unless they deem to have merit. If the have no merit, and fail to show any true thought process, than the views were from someone else that we may or may not know. If reading this copy results in making you look good, or look bad. Only contact us if you want to send a check. Not responsible for any strange growths, thoughts, or anything else that can be attributed on the planet Earth. All interstellar warnings also apply. See store for details. One per customer. Other conditions, and rules may apply. See Enclosed disclaimers!


© 2011 Mark St.Cyr  All Rights Reserved

Getting Nickel and Dimed to Death for Free!

Free is the word of the day. Free is what everyone seems to expect. “I would like that yes, however, only if it’s free!” or, “I have to pay for that? That should be free!” And on, and on it goes picking up steam in every transaction, every inquiry, and yes, every sales ploy. Personally, the more I hear the word “free” the more convinced I’ve become many businesses no longer have a real value proposition to offer. But wait…There’s more!

Now that customers have seemingly bludgeoned retailers, or any other enterprise with the expectations of “free.” A new, and wonderful old tactic is coming back with fervor. No problem, you wanted all those things for free? Great! Now be prepared to get nickel, and dimed to death! Ah, that’s the ticket right? I don’t think so…

Let’s be honest, free as a real promotional tool can be useful. But it has to be used when free is really an extra, a cherry on the sundae, a way of giving something of true value because of special pricing, or whatever the reason. A deal that only you can provide because others are not be able to. Something that makes a real differentiation in your offering. Not the tired, worn out, “Buy 3 tires, get the 4th Free!” ( yes, pun intended.) But now you’ll charge me $5.95 per tire stem cap to make up for any so-called discount received in the “free.”

Recently my wife and I enjoyed a wonderful weekend at a hotel/casino complex. This is where “Free” is the word of currency. Free this, free that is all you’ll hear. But when we were in our rooms, use the telephone for a local call, better get out the safe deposit box, this is gonna cost you. Wi-fi in the room? Free at Starbucks, an arm, and a leg here. Oh wait, you have 2 devices? No problem. It’s just double the price. When I inquired on why I had to pay again for another device even though we are in the same room ( we each had an iTouch, but needed to pay twice for both to work at the same time! ) the reply was, “Sorry Sir, but that’s the way our system works.” Quite a system I said to myself. Sounds more like forced retribution if you ask me. I thought the slots were the bandits. Holy Moly!

This is occurring everywhere you look nowadays. And I don’t think it’s helping either business nor consumer in the end. It’s become a shuck, and jive way of giving perceived value with no value. It doesn’t work. But it seems to be picking up steam. It used to be nickles, and dimes or even at times free to have someone get your luggage. Now if you want to take a piece of luggage, haul, and load it yourself, just so you might have a clean pair of socks. ( because that’s what you do when you travel.) It’s now $50 buckaroo’s, and It looks increasingly like you may need to check that carry-on also. It appears 2 inches too large per the newest criteria change. Oh so sorry you weren’t aware they changed the size last week. It was posted on their “Free” website. You should always check there to make sure you don’t run into a new 2nd bag fee. OUCH!

Well we can at least enjoy the free peanuts I guess. Oh wait, what’s that gonna cost me?


© 2011 Mark St.Cyr  All Rights Reserved

American Exceptionalism…It’s the Cure not the Disease

Sorry folks, I’m getting a little tired of all the bashing, hand wringing, or the self loathing I keep hearing surrounding the American Exceptionalism argument. Hopefully many of you haven’t bought into all this trite the so-called “Ivy leaguers” like to espouse. For me, I’ll take a little more talk, and action from people wearing cowboy boots than the wing tips. Have most people in this country forgot that it wasn’t the suits, and ties that forged into the unknown with nothing more than a horse, a wagon, and yes a gun. If that bothers anyone, save the emails, I could care less. The schoolboy crowd could have never taken root in this new unknown until the people who had the courage to go out and do It…Did It! Only after these pioneers settled themselves in, and actually built the infrastructure that would allow this “genius crowd” to actually attend a school could they then look down their noses at them.

The term “Cowboy” was once revered in the lexicon of American culture, and I would argue throughout the world. As of late it seems more, and more that any pain being suffered by the “book smart” elite is instantly shoveled onto the vapid argument that it’s because American Excepionalism never really existed. The problem to me is, it doesn’t exist for them. This “thing” of  A.E. is not about studying, It’s about doing! You don’t look for the “How to build a better world 1.0 manual” you go out and build it. When you need to chart a new course, and there hasn’t been any maps created yet, you venture out into the unknown and make one. You also don’t wait for permission from any self-appointed know it all to give you some made up hog wash that they have sanctified your endeavor.

I would venture to say that the real crisis facing this nation, and our economy is that we who hold dear the underlying principles that created the Greatest Nation this little planet known as Earth has ever seen, is in trouble because the wing tips have somehow snookered the boot wearing crowd with drivel that we need to consult their approval first. Nothing could be further from reality, and I give here an example that fills this chin rubbing set with a fear scarier than not getting their Tee time at 9.

It’s more than likely if you have an MBA, Ph.D, BS, or any other host of so-called wonderful acronyms after your name, even if it’s held from one of the those “greatest institutes of learning” you will likely be presenting yourself to be hired by some company which was founded by a dropout. Sorry to be the one to inform you, but yes, more than likely that latest and greatest company will be because of a “Cowboy.”

I don’t know about you, but I take great pride donning my cowboy boots. And they have points that can be so useful when the wing tip wearer who just tried displaying his superiority bends over to tie his undone laces.

Hi Ho Silver!



© 2011 Mark St.Cyr All Rights Reserved

The Death March of the Debate Teams

I don’t know about you, but I am getting a little tired of the assaults on reason by what I like to call “The Debate Team.” More, and more these armchair quarterbacks who can do nothing more than verbally contort statements, facts, or data points act as if they are superior because of their verbal jujitsu skills. What they’re superior at doing is doing nothing while allowing themselves at any time to be able to take credit if there is any to be had while skirting blame if things don’t go their way. I have dealt with this adversary all my career, and I bet a lot of you have also. However I have what I believe will be good news to many, but not so much for the debate crowd. Their time has passed.

In good times the debate crowd wins favor everywhere. Unlike most they require the luxury of sitting back watching, and planning so at just the right moment they can intercede with all the fury they can muster into any situation spouting theoretical statements or ideas that are just vague enough to never be wrong, or cloaked with enough superficial hypotheses that if there will be a shred of credit to be had, they’ll get it. It works for a while when everything is rosy, not so much when the wheels are coming of the wagon.

In times of crisis or situations that demands action, the so-called debaters find themselves in very troubled waters. They don’t understand why others no longer look on their verbal skills with reverence. They look like deer in the headlights when asked to be specific. They just don’t understand why their arsenal of very expensive words, and phrases have no effect. Imagine their horror when realizing after marching all that way their weapon of choice is now as useless as a rifle with no bullets. I can’t help but think “Welcome back to the real world.”

The damage this army of mouths inflicts on unsuspecting businesses, and everything else under the sun can be tremendous. However there is a light in the proverbial tunnel. The rise of the DO’er! Yes my friends, your time has once again been placed squarely in front of you if you wish to enlist. Action is the word of the day. Doing, moving, selling, fixing, are what’s going to win this battle. You needn’t wait for marching orders, you create them yourself. The enemy of doing is on the ropes, and you can win back the higher ground by solving, and creating.

Personally, I love the smell of opportunity in the morning!



© 2011 Mark St.Cyr  All Rights Reserved

Impending Perils of Bubblicious Bernake?

Just as your dentist warned you to stay away from those sugary foods. I’ll also contend they more than likely said if there’s only one thing that you can go without, “Stay away from the bubble gum!” This is analogous to the free money being printed by the Federal Reserve. And it has the same consequences for the economy at large as the bubble gum has on ones teeth. Eventually, the pain will come from the degradation, and the expense needed to repair the damage will be frightening.

As I write this article we are now involved in 3 conflicts (we haven’t declared war since WWII even though we put our treasure in harm’s way which to me is unconscionable) the Middle East is basically on fire, riots, protests, bombings, and too many others to list. Sovereign Debt issues such as Portugal, Ireland, Greece, Spain, and others have once again reared their ugly head. US economic data is coming in much lower than the analysts predicted. ( who’d a thunk it!) Japan has experienced one of the worst disasters in their history. Nuclear contamination issues abound, thousands dead, untold suffering in this the worlds 3rd largest economy and number 2 holder of US debt. All this happening at the same time, and that’s only a partial list. So guess what? The stock market is bouncing back up once again flirting with even higher prices! Sorry folks, but somethings wrong with this picture, and anyone with any common sense knows why. It’s called manipulation pure and simple. Its when free money as in the case being supplied by the Federal Reserve for the banks to purchase equities, so that in the words of the Fed. chairman it “produces a wealth effect” All I’ll say is, you had better make sure you have good insurance, because not if, but when the so-called “effect” wears off, there’s going to be quite the doctor bill. And who or how that gets paid is another problem!

Here’s a great comparison of what I call the “manipulation” effect being played. Everyone is just enthralled with how China is growing, Every talking head will tell you how, its China, China, China that will help grow the US out of the doldrums. I still argue it’s all hogwash. It’s all smoke and mirrors. And I also contend the now famous Fed. Chairman Ben Bernanke will end up at some point more infamous for his manipulations in the economy than his predecessor Mr. Greenspan. It’s only a matter of time.

To give some credence to my assertions I’m posting a link to a Dateline video that aired in Australia this week. You wont see objective financial reporting like this anywhere in the US at this present time. Everyone here is on the Koolaid train and it’s just as dangerous as the bubblegum express. If you think you have a true understanding of the China story, just watch this short presentation.

If after watching you don’t get a little bit of a tingle in your teeth, just keep chewing is all I can say.



© 2011 Mark St.Cyr  All Rights Reserved

The Death of “Stars”

Have no fear, the heavenly bodies that grace the universe never lose their luster. What does explode with the destructive power unrivaled on the earth is the final collapse of dignity that goes hand in hand with former Hollywood stars. Let the telescopes peer back in time on this ungodly manifestation so we can reveal its secrets. But wait you don’t need a telescope. A TV is the tool today. Just tune into the newest “Reality Show” and there you’ll see it in all its former glory.

As the song goes if “Video Killed the Radio Star” then reality TV must be the equivalent to a genocide of former tinsel town has-been’s, and wannabe’s. I don’t know about you, but I am a little tired of all this reality garbage.

Some of my thoughts came to me as I watched a commercial for a DVD collection of roasts for past Hollywood stars. It’s as ancient as silent movies seem, but they had an appeal because they seemed to be a window into a world unable to be seen by the public. It was a glimpse of how they joked to each other within the closed walls of their castles. You caught a glimpse of what it might be like if you were invited to a private party with them, and they were able to let their hair down without the fear of being taken out of context, or saying something foolish because they had a few too many. Has that ever changed!

Call me old-fashioned, but I want to remember how a heavenly body looked on the screen years ago. I don’t care to see how with time, booze, drugs, marriages. divorces, jail time, (just to name a few) caused it to turn into something so toxic that science still can’t classify its destructive powers.

It used to be joked that you went from being famous to infamous. Now I think you can switch things around and add a few too it. The natural progression of the stars in our universe still follow the rules of nature that govern them. The so-called “Stars” on this earth are following a path that makes them look more freakish than anything else. It’s all rather a pathetic spectacle in my book.

I find it hard to think John Wayne, or Johnny Carson would have a reality show, even if they were alive today. Just saying.



© 2011 Mark St.Cyr  All Rights Reserved

If I Don’t Need You for 3 Weeks…Then Maybe I Don’t Need You

Those ear jerking words were told to a colleague of mine back in the day. I never forgot them for why they were said, and the implied meaning they conveyed.

Believe it or not the planning for vacations has arrived for many. The birds maybe chirping, grass is getting greener, and the thoughts of you by the pool are becoming more, and more clear. But in good economic times or bad, exactly how comfortable do you feel when you leave the so-called “rat race” to don a bathing suit?

I have both family members, and friends who would plan vacations in the longest stretches of time possible. If they had 6 weeks vacation time, they would plan a trip to Europe or something on that basis. I know others who take time off from their job every single time they accumulate just 1 hour of so-called “sick time.” If the place they were working were to be in sheer chaos, to bad, they were leaving. Period. And if the boss or anyone else didn’t like it, too bad, they would shake their time sheet saying, “It’s MY time!” I know this first hand because it was usually me they were shaking their sheets at.

I’m all for one taking time off. Everyone has things to do, people get sick. But, it’s really not “your” time. It’s an agreement between you, and your employer. Just because you have accumulated time that’s in a so-called “bank” for you to withdraw when needed, doesn’t mean you can do whatever, whenever, you so please. Yes, you may get away with it at times. But that might be because there is no one yet available to replace you. Yes, there’s that word. Replace. And you had better be aware of it in times like these much more than in the past. Entrepreneur’s, and the entrepreneurial style employees live among these views all the time. And as a matter of fact, they thrive in it. As everyone is concerned with taking time off, they seize the opportunity to be of service right when it’s needed most, and gets the most appreciation.

There uses to be a great commercial a few years back for a just in time accounting service. The ad featured someone calling in sick, and the employer replying, “Not a problem, Bob is here to help out!” Which came the reply, “Where is Bob sitting?” Only to hear “At your desk!”

As your thinking about how marvelous your vacation will be, and or you have little to no regard of what you might be leaving for others to handle because it’s “your” time. If you can demonstrate to me by your own actions that I can get along without you for long periods of time, or in times of crisis. Then maybe, I don’t need you at all.

Or maybe Bob can do it for less, just saying.



© 2011 Mark St.Cyr  All Rights Reserved

Has Facebook founder Mark Zuckerberg “Jumped the Shark?”

This article is not about Facebook. Nor is it a slam on Mr. Zuckerberg. What I’m writing about are the cross winds, and undertones that might seem harmless to most at first blush, but are deadly serious in the world of business. Here’s what I mean…

Facebook is currently the newest and greatest interface the web has seen since the early days of AOL. Remember “You got mail?” However what Facebook is now navigating that is different than ever before since its inception, is the world of “Big Business.” And that my friends is the real story to watch.

Facebook today is estimated to be valued at more than 60 BILLION dollars at the time of this article. Just a month or so earlier it was valued at approximately 30 to 40 BILLION dollars. No matter how you slice folks, we’re talking real money here, and money from people who will not ask, but demand that every single waking moment of your time be dedicated to not only give a return on their investments, but what is your exact plan to make even more money tomorrow. Trust me, they don’t care about how Mr. Zuckerberg public profile page on Facebook is doing. Neither do they care about his new-found puppy love. He is now swimming with sharks. Need I say more about their feelings?

Since the movie “Social Network” came out, Mr .Zuckerberg seems to have taken a lot of criticism for either being cold, single-minded, ruthless, and many other choice terms that are for others to discuss. People are people. And after a while it gets to anyone. But when you’re in the public eye, you get your share served on a much colder plate, cut with a much sharper knife. So what’s one to do? Public relations 101 says…Do something that makes you appear warm and fuzzy to the public and to help silence your detractors. So without further ado  (camera please) a warm, and fuzzy puppy. All we need is the puppy eating apple pie out of his doggie dish and one could argue brilliant! But I think maybe not. Whether getting the puppy was a real heartfelt endeavor or a publicity stunt doesn’t matter in my argument. It’s how the “Sharks'” view the waters, not how Facebook fans feel about it.

Investors are a fickle bunch, they have this peculiar way of pulling the rug right out from under the feet of founders. Most founders think they’ll be able to deal with theirs differently. However history shows they can’t. You can go down the list of internet giants where the founders were either asked, or it was implied they had better let someone else be in charge or investors (money) would be leaving. A few examples are Google, and Apple. Remember how brilliant Steve Jobs is? Didn’t matter a few years ago. Enter Mr. Scully. Google brought on Eric Schmidt to quell investor fears, and as of the last few months since the founders said “we’re in charge once again” have you seen Google’s share price? When you are dealing with a company that is growing in dollars exponentially, you had better have warmer and fuzzier feeling for the sharks than you have for a new puppy, because the fish have much sharper teeth when they bite. And they don’t care about your status page. They only care about what you did for them today, forget about yesterday, and what’s your plan to do even more tomorrow? Oh? You had to take an hour off to bring the puppy to the vet? What did you do to make sure that hour was made up for in Facebook business? Sounds over the top, but trust me, the inferences are not that far off when you are dealing in the realm of “Big Business.”

Make no mistake about it. As the “Jump the Shark” analogy was made famous from the last-ditch effort to revive sagging rating of the TV show “Happy Days.” Like it or not, in todays’ world, more attention would be garnered if an update was of someone not clearing the shark tank, but actually falling in.

Big business is a dog eat dog world, or sharks eating……oh well.



© 2011 Mark St.Cyr  All Rights Reserved

Playing With Tops…This One’s Not for Kids

Spinning tops are the mindless time wasters of old. All you do is give one a spin and whammo, instant mindless distraction. But you had better pay attention when tops in markets are being spun so fast in the verbal realm of the “smart crowd,” that even the toys themselves get jealous.

As some of you know I’ve said more than once I feel this whole stock market move over the last few years has been suspect. Although I’m absolutely comfortable in being proved wrong of late. It’s a cross I gladly bear. Yes I don’t mind being wrong, but I’m not wrong in how I came to my conclusions. I’m being proved wrong possibly in my timing, but my reasons why are still in play and have yet to be erased to the point of irrelevancy. How I came to my decisions, and why I wont turn my back on such conclusions is where I differ from most. (Some are utterly gleeful if they can point and say, see…see!) It’s too long to go into here, but it’s all in the archives on where I stand. I wont run and hide. But happily being proved wrong in this case means side stepping the possible chaos for markets, business, wealth, and so on. Trust me, I don’t want to be right. I live here too!

Imagine yourself trying to explain to someone why they shouldn’t step onto a frozen lake because you believe the ice is far to thin. Everyone you warn says “C’mon your wrong. Nothings happened. We do this all the time.” But you’ve been watching the thermometer. the glare from the sun, the way it hasn’t frozen all the way to the edge, and more. But, as long as no one has fallen through, even though everyone hears the cracking underfoot, you’re wrong! So I ask, do you want to be proven right?

Today the market feels like its hitting its head against a top. Who knows. Maybe we race to Dow 15 thousand, 20 thousand, a million, who knows. However when I start hearing financial guru’s and alike lining up on television to spout why no one should worry about oil prices, bond markets, inflation, and more because, (hold on to your seat!) “This time, it’s different!” I begin looking for the fall out shelters. Call me crazy, but it sends a chill up my spine. It’s the same wonderful insights they all gave right before oil went to $147.00 a barrel. They said don’t worry then also. Dow was around 15 thousand or so back then. Remember how that all worked out?

Maybe I better bring a yo-yo, and a top to the basement if they’re saying don’t worry, be happy again. But that’s just me I guess.



© 2011 Mark St.Cyr  All Rights Reserved